July 16, 2026 – Bank7 Corp. (NASDAQ: BSVN) (“the Company”), the parent company of Oklahoma City-based Bank7 (the “Bank”), today reported unaudited results for the quarter ended June 30, 2026. “We are pleased with our core banking results this quarter. Reported results include a non-recurring loss on the sale of energy assets, which followed the successful maximization of our loan loss recovery related to an energy loan previously charged off in 2023. The Company continues to benefit from strong capital, robust liquidity, a solid net interest margin, and excellent credit quality, which are all supported by our properly matched balance sheet and our location in the dynamic markets we serve,” said Thomas L. Travis, President and CEO of the Company.
For the three months ended June 30, 2026 compared to the three months ended June 30, 2025:
- Net income of $8.35 million compared to $11.11 million, a decrease of 24.84%
- Earnings per share of $0.87 compared to $1.16, a decrease of 25.00%
- Total assets of $1.91 billion compared to $1.84 billion, an increase of 4.25%
- Total loans of $1.60 billion compared to $1.50 billion, an increase of 6.68%
- Pre-provision pre-tax earnings of $11.02 million compared to $14.71 million, a decrease of 25.10%
- Total interest income of $30.93 million compared to $31.78 million, a decrease of 2.69%
Both the Bank’s and the Company’s capital levels continue to be significantly above the minimum levels required to be designated as “well-capitalized” for regulatory purposes. On June 30, 2026, the Bank’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.18%, and 16.36%, respectively. On June 30, 2026, on a consolidated basis, the Company’s Tier 1 leverage ratio, Tier 1 risk-based capital ratio, and total risk-based capital ratios were 13.88%, 15.17%, and 16.35%, respectively. Designation as a well-capitalized institution under regulations does not constitute a recommendation or endorsement by bank regulators.
Non-GAAP Financial Measures:
This earnings release contains the non-GAAP financial measure pre-provision pre-tax earnings. The Company’s management uses this non-GAAP measure in their analysis of the Company’s performance. This measure adjusts GAAP performance to exclude from net income, income tax expense, provision for credit losses, and loss on sales and calls of available-for-sale debt securities.
