Personal Checking

Everyday checking accounts that make sense

Our straightforward and simple checking accounts allow you to keep low balances or earn interest.  We give you the ability to keep your accounts at your fingertips with the latest technology in online and mobile access.  A secure and convenient banking experience is our top priority.

Choice Checking

Our most popular personal checking account includes all the account features Bank7 offers.  

  • $100 deposit to open account
  • No minimum balance
  • Unlimited check writing
  • Visa® Debit Card¹
  • Online Banking and unlimited Bill Pay
  • Mobile banking with Mobile Check Deposit²
  • Check and deposit images returned in statement
  • $15 monthly maintenance fee

Do just one of the following, and we’ll waive the $15 monthly maintenance fee on your Choice Checking account:

  • Minimum of 10 debit card transactions per statement cycle (includes PIN, signature based, or recurring transactions; ATM transactions are excluded)
  • Maintain at least a $1,500 average balance in account per statement cycle
  • Maintain other existing consumer account relationships³ with average balances of $25,000 or greater per statement cycle

¹No ATM fees at Bank7 or Allpoint™ Network ATMs. Foreign ATM fees may apply.
²Deposits limits may apply.
³Based upon Tax ID Number of account owner.
For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.

Product Comparisons Choice Checking Interest Checking Money Market
Minimum Balance to Open Account  $100 $1,000  $10,000
Minimum Balance to Earn Interest  N/A $5,000 $10,000
Unlimited Check Writing Yes Yes No
Monthly Maintenance Fee Yes Yes Yes
Maintenance Fee Waiver Option Yes Yes Yes

Interest Checking

Earning interest while maintaining the minimum daily balance required is easy with our Interest Checking.

  • $1,000 deposit to open account
  • Interest paid monthly on minimum daily balance of $5,000
  • Unlimited check writing
  • Visa® Debit Card¹
  • Online banking and unlimited Bill Pay
  • Mobile Banking with Mobile Check Deposit²
  • Check and deposit images returned in statement
  • $15 monthly maintenance fee

Do just one of the following, and we’ll waive the $15 monthly maintenance fee on your Interest Checking account:

  • Maintain at least a $5,000 average balance in account per statement cycle
  • Maintain other existing consumer account relationships³ with average balances of $25,000 or greater per statement cycle

¹No ATM fees at Bank7 or Allpoint™ Network ATMs. Foreign ATM fees may apply.
²Deposits limits may apply.
³Based upon Tax ID Number of account owner.
⁴APY (Annual Percentage Yield).
Fees on this account may reduce earnings. For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.

Balance Tier APY⁴
$5,000.00 – $99,999.99  Call for APY
$100,000.00 – $249,999.99 Call for APY
$250,000.00 and above Call for APY
Product Comparisons Choice Checking Interest Checking Money Market
Minimum Balance to Open Account  $100 $1,000  $10,000
Minimum Balance to Earn Interest  N/A $5,000 $10,000
Unlimited Check Writing Yes Yes No
Monthly Maintenance Fee Yes Yes Yes
Maintenance Fee Waiver Option Yes Yes Yes

Money Market

Max your earnings with our flagship deposit account and still maintain the ability to have access to your funds.

  • $10,000 deposit to open account
  • Interest paid monthly on minimum daily balance of $10,000
  • Standard interest-tiered APY¹
  • Visa® Debit Card²
  • Online banking and unlimited Bill Pay
  • Mobile Banking with Mobile Check Deposit³
  • Check and deposit images returned in statement
  • Total of six checks or pre-authorized/automatic withdrawals allowed per month
  • $3 fee per withdrawal after six per month
  • Unlimited withdrawals in person, at ATM, by mail, or by messenger at no charge
  • Maintain a $10,000 average monthly statement balance or a $15 monthly maintenance fee applies

¹APY (Annual Percentage Yield).
²No ATM fees at Bank7 or Allpoint™ Network ATMs. Foreign ATM fees may apply.
³Deposits limits may apply.
Fees on this account may reduce earnings. For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.

Balance Tier APY¹
$10,000.00 – $99,999.99  Call for APY
$100,000.00 – $249,999.99 Call for APY
$250,000.00 and above Call for APY
Product Comparisons Choice Checking Interest Checking Money Market
Minimum Balance to Open Account  $100 $1,000  $10,000
Minimum Balance to Earn Interest  N/A $5,000 $10,000
Unlimited Check Writing Yes Yes No
Monthly Maintenance Fee Yes Yes Yes
Maintenance Fee Waiver Option Yes Yes Yes

REORDER CHECKS ONLINE

(for consumer accounts only)

Please login to your online banking for check ordering.  Once logged in, select the account you need to order checks for and click the “Order Checks” button.

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