Personal Savings

Savings, CDs, and IRAs

Looking for short or long term savings?  Bank7 has you covered with savings products that give you peace of mind no matter how today’s market fluctuates.

Personal Savings

Add a Bank7 Savings account to your existing portfolio or open an account for the important people in your life.  Savings accounts are a simple way to earn interest while having easy access to your cash when you need it most.

Tiered Savings

(Not available to Kansas Residents)

  • $100 deposit to open account
  • Interest compounded daily
  • Interest paid monthly
  • ATM card¹ (optional).  Cash withdrawals only.
  • 6 pre-authorized or automatic withdrawals allowed per month
  • $3 fee per withdrawal after three per month²
  • Unlimited withdrawals in person, at ATM, by mail, or by messenger at no charge
Balance Tier APY%³ Rate
$.01 – $24,999.99 Call for APY
$25,000.00 – $99,999.99 Call for APY
$100,000.00 and above Call for APY

Kansas Savings (fixed APY³)

  • $100 deposit to open account
  • Interest compounded daily
  • Interest paid monthly
  • ATM card¹ (optional).  Cash withdrawals only.
  • 6 pre-authorized or automatic withdrawals allowed per month
  • $3 fee per withdrawal after three per month²
  • Unlimited withdrawals in person, at ATM, by mail, or by messenger at no charge

¹No ATM fees at Bank7 or Allpoint™ Network ATMs. Foreign ATM fees may apply.
²Deposits are unlimited; however, Debit transactions on Savings Accounts are limited by law. Telephone, third party (drafts) and preauthorized transfers are limited to six per month. Preauthorized transfers include, but are not limited to, transfers processed through Online Banking or Bank7 Voice. If withdrawal or transfer limits are exceeded, the account type may be changed or account may be closed.
³APY (Annual Percentage Yield). Fees could reduce earnings for these accounts. For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.

Certificates of Deposit

Bank7 offers some of the most competitive rates for short and long term CDs on the market today. Not sure where to put your excess cash? CDs are a great way to earn fixed income with an interest rate that will never change for the term of the CD.

6, 12, & 18 Month CD

  • $1,000 deposit to open account and obtain APY¹
  • Interest compounded monthly, quarterly, semi-annually or annually
  • Interest paid monthly, quarterly, semi-annually or annually
  • 18 Month CD has raise your rate option²
  • Penalty for early withdrawal

24, 36, & 48 Month CD

  • $10,000 deposit to open and obtain APY
  • Interest compounded monthly, quarterly, semi-annually or annually
  • Interest paid monthly, quarterly, semi-annually or annually
  • Penalty for early withdrawal

¹APY (Annual Percentage Yield). For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.
²18 Month CD has step up rate option. If we raise the rate of our 18 Month CD during the term of yours, you may raise your rate twice during that time period.

IRAs

IRA accounts work similar to our certificates of deposit but give you the ability to contribute more to the account during the term of the CD.

12 Month IRA

  • $100 deposit to open account and obtain APY¹
  • Interest compounded quarterly
  • Contributions may be allowed during the term of the IRA CD
  • Penalty for early withdrawal

¹APY (Annual Percentage Yield). For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.

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