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Checking for the way you bank.

Free, student, and 60+ accounts designed to keep things simple.

Open Account

EVERYDAY ESSENTIALS

Free Checking

Built for everyday banking.

  • $100 deposit to open account​
  • Full-service checking with the features you need.
  • No monthly service fee
Open Account

FOR STUDENTS

Student Checking

A smart start for your financial future.

  • $25 deposit to open account​
  • For students up to age 24
  • Students under 18 may open account jointly with parent or guardian
  • No monthly service fee
Open Account

FOR 60+

Senior Checking

Straightforward checking for 60 and over.

  • $100 deposit to open account​
  • For individuals age 60 and over
  • Free paper statements
  • Free checks
  • No monthly service fee
Open Account

More than just a checking account.

All accounts include: 

  • Contactless Debit Card ¹
  • Online Banking
  • Mobile Banking + Mobile Deposit ²
  • Account Alerts ²
  • Bill Pay ³
  • Zelle® ⁴
  • Access to 55,000+ fee-free ATMs through our partnership with AllPoint®

All accounts are only available to Kansas, Oklahoma, and Texas residents with a valid Driver’s License/State ID or U.S. Passport.

*APY (Annual Percentage Yield) Fees may reduce earnings. Penalty for early withdrawal. Accurate as of 4/1/2026. Minimum balance to open account and obtain APY is $1,000. Interest paid on balances up to 250,000. Maximum deposit of $250,000. Checking or savings account is required to obtain promotion.

¹ No ATM fees at Bank7 or Allpoint® Network ATMs. Foreign ATM fees may apply.

² Deposit limits may apply. Carrier message and data rates may apply.

³ Bill payments are free for standard delivery.  Rush delivery for Bill Pay is $14.95 per paper check. Bill Pay fees are subject to review by customer before submitting payment.

⁴ Must have bank account in the U.S. to use Zelle®. Transfer amounts and frequency limits may apply.

For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Personal Banker.