Online Account Center
Open an account online in minutes!
Our simple online account enrollment allows you to take advantage of Bank7 products without the need to visit one of our branches. An online account from Bank7 is the perfect way to start a banking relationship with us. We are excited for the opportunity to serve you!
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Bank7 Online Checking$100 deposit to open account
- No minimum balance
- Unlimited check writing
- Visa® debit card
- Online Banking and unlimited Bill Pay
- Mobile Banking with mobile check deposit
- Check and deposit images returned in eStatement
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POPULARHIGH RATE ONLINE MMA$5,000 deposit to open account
- Competitive, tiered variable rate of interest
- Interest paid monthly on minimum daily balance of $5,000
- Visa® debit card
- Online Banking and Bill Pay
- Mobile Banking with mobile check deposit
- Check and deposit images returned in eStatement
- Checks, drafts, debit card transactions, and pre-auth transfers limited to six per month
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NEWHigh Rate Online Savings$100 deposit to open account
- Competitive, tiered variable rate of interest
- Interest paid monthly on minimum daily balance of $100
- ATM card (optional) - cash withdrawals only
- Online Banking
- Mobile Banking with mobile check deposit
- Check and deposit images returned in eStatement
- Checks, drafts and pre-auth transfers limited to six per month
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Online Certificates of Deposit$10,000 minimum deposit to open account
- $10,000 deposit to open 24 and 36 Month CD and obtain APY
- Interest compounded quarterly (monthly, semi-annually, or annually available upon request)
- Interest paid quarterly (monthly, semi-annually, or annually available upon request)
- Penalty for early withdrawal
Bank7 Online Checking
Our Online Checking Account is loaded with all the great features that Bank7 offers for personal bank accounts.
- $100 deposit to open account
- No minimum balance
- Unlimited check writing
- Visa® debit card¹
- Online Banking and unlimited Bill Pay
- Mobile Banking with mobile check deposit
- Check and deposit images returned in eStatement² (eStatements required for this account. Paper statements available for a $15.00 monthly fee)
Other Fees that may be incurred:
- $29.00 Overdraft item fee
- $29.00 Returned item fee
- $25.00 Stop payment per request
- $ 7.00 Deposited Checks Returned Unpaid
¹No ATM fees at Bank7 or Allpoint™ Network ATMs. Foreign ATM fees may apply.
²Online banking account and valid email address required.
For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.
High Rate Online Money Market
Earn interest on your higher balances while having the ability to write checks.
- $5,000 deposit to open account
- Competitive, tiered variable rate of interest
- Interest paid monthly on minimum daily balance of $5,000
- $15.00 minimum balance charge per month if daily balance falls below $5,000
- Visa® debit card¹ (optional)
- Online Banking and Bill Pay²
- Mobile Banking
- Check and deposit images returned in eStatement³ (eStatements required for this account. Paper statements may be available for a $15.00 monthly fee)
- Deposits are unlimited; however, debit transactions on Money Market Accounts are limited by law. Preauthorized transfers or withdrawals are limited to six total per month. Withdrawals exceeding six per month have a $3.00 fee per withdrawal⁴
- Unlimited withdrawals in person, at ATM, by mail, or by messenger
Other Fees that may be incurred:
- $29.00 Overdraft item fee
- $29.00 Returned item fee
- $25.00 Stop payment per request
- $ 7.00 Deposited Checks Returned Unpaid
¹No ATM fees at Bank7 or Allpoint™ Network ATMs. Foreign ATM fees may apply.
²Bill pay electronic checks are included in withdrawal limitations.
³eStatements are electronic copies of your monthly statement to view, download, print or save. Online banking and valid email address required.
⁴Deposits are unlimited; however, Debit transactions on Money Market Accounts are limited by law. Telephone, third party (checks, drafts & debit card transactions) and preauthorized transfers are limited to six per month. Preauthorized transfers include, but are not limited to, transfers processed through Online Banking or Bank7 Voice. If withdrawal or transfer limits are exceeded, the account type may be changed or account may be closed.
⁵APY (Annual Percentage Yield). Fees could reduce the earnings on this account. For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.
| Balance Tier | APY% Rate⁵ |
|---|---|
| $.01 – $4,999.99 | 0.0% |
| $5,000.00 – $999,999.99 | 1.80% |
| $1,000,000.00 and above | 0.00% |
High Rate Online Savings
Our simple and straightforward High Rate Online Savings Account requires a low minimum daily balance, making earning interest easy.
- $100 deposit to open account
- Competitive, tiered variable rate of interest
- Interest paid monthly on minimum daily balance of $100
- $15.00 minimum balance charge per month if daily balance falls below $100
- ATM card¹ (optional) – Cash withdrawals only
- Online Banking
- Mobile Banking with mobile check deposit
- eStatements³ required for this account (paper statements may be available for a $15.00 quarterly fee)
- Deposits are unlimited; however, debit transactions on Savings Accounts are limited by law. Preauthorized transfers or withdrawals are limited to six total per month. Withdrawals exceeding six per month have a $3.00 fee per withdrawal⁴
- Unlimited withdrawals in person, at ATM, by mail, or by messenger
Other Fees that may be incurred:
- $29.00 Overdraft item fee
- $29.00 Returned item fee
- $25.00 Stop payment per request
- $ 7.00 Deposited Checks Returned Unpaid
¹No ATM fees at Bank7 or Allpoint™ Network ATMs. Foreign ATM fees may apply.
²eStatements are electronic copies of your monthly statement to view, download, print or save. Online banking and valid email address required.
³Deposits are unlimited; however, Debit transactions on Savings Accounts are limited by law. Telephone, third party (drafts) and preauthorized transfers are limited to six per month. Preauthorized transfers include, but are not limited to, transfers processed through Online Banking or Bank7 Voice. If withdrawal or transfer limits are exceeded, the account type may be changed or account may be closed.
⁴APY (Annual Percentage Yield). Fees could reduce the earnings on this account. For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.
| Balance Tier | APY% Rate⁴ |
|---|---|
| $.01 – $99.99 | 0.0% |
| $100.00 – $999,999.99 | 1.80% |
| $1,000,000.00 and above | 0.00% |
Online Certificates of Deposit
Not sure where to put your excess cash? CDs are a great way to earn fixed income with an interest rate that will never change for the term of the CD. Bank7 offers some of the most competitive rates for short and long term CDs on the market today.
24 and 36 Month Online CD
- $10,000 deposit to open 24 and 36 Month CD and obtain APY¹
- Interest compounded quarterly (monthly, semi-annually or annually available upon request)
- Interest paid quarterly (monthly, semi-annually or annually available upon request)
- Penalty for early withdrawal
¹APY (Annual Percentage Yield). For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.
| Term of CD | Deposit Amount | APY%¹ Rate |
|---|---|---|
| 24 Month | $10,000 | 1.75% |
| 36 Month | $10,000 | 2.00% |
View online banking demos, learn about how to prevent identity theft, get the details on CDARS or FDIC insurance.
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Equal Housing Lender NMLS 677297 | FDIC Insured
What Is the FDIC?
The FDIC – short for the Federal Deposit Insurance Corporation – is an independent agency of the United States government. The FDIC protects you against the loss of your deposits if an FDIC – insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Why Is FDIC Insurance Important to You?
All FDIC – insured banks must meet high standards for financial strength and stability. The FDIC, with other federal and state regulatory agencies, regularly reviews the operations of all insured banks to ensure these standards are met. Despite these safeguards, some insured banks fail. If your insured bank fails, FDIC insurance will cover your deposit accounts, dollar for dollar, including principal and any accrued interest, up to the insurance limit.
Historically, insured funds are available to depositors within just a few days after the closing of an insured bank. Since the start of the FDIC in 1933, no depositor has ever lost a penny of insured deposits.
What’s not FDIC insured?
The FDIC does not insure the money you invest in stocks, bonds, mutual funds, life insurance policies, annuities, or municipal securities, even if you purchased these products from an insured bank.
The FDIC also does not insure U.S. Treasury bills, bonds, or notes. These are backed by the full faith and credit of the United States government – the strongest guarantee you can get.