Personal Checking

Everyday checking accounts that make sense

Our straightforward and simple checking accounts allow you to keep low balances or earn interest.  We give you the ability to keep your accounts at your fingertips with the latest technology in online and mobile access.  A secure and convenient banking experience is our top priority.

  • Choice Checking
    $100 deposit to open account
    • Unlimited check writing
    • Visa® Debit Card
    • Online Banking and unlimited Bill Pay
    • Mobile Banking with Mobile Deposit
    • $15 or $0 monthly maintenance fee (learn how this fee can be waived)
  • Money Market
    $10,000 deposit to open account
    • Interest paid monthly on minimum daily balance of $10,000
    • Variable interest-tiered APY
    • Limited check writing
    • Visa® Debit Card
    • Online Banking and Bill Pay
    • Mobile Banking with Mobile Deposit
    • Maintain a $10,000 average monthly balance or a $15 monthly maintenance fee applies

Choice Checking

Our most popular personal checking account includes all the account features Bank7 offers.  

  • $100 deposit to open account
  • Unlimited check writing
  • Visa® Debit Card¹
  • Online Banking and unlimited Bill Pay
  • Mobile Banking with Mobile Deposit²
  • Check and deposit images returned in statement
  • $15 or $0 monthly maintenance fee

Do just one of the following to avoid the $15 monthly maintenance fee on your Choice Checking account:

  • Minimum of 10 debit card transactions per statement cycle (includes PIN, signature based, or recurring transactions; ATM transactions are excluded)
  • Maintain at least a $1,500 average balance in account per statement cycle
  • Maintain other existing consumer account relationships³ with average balances of $25,000 or greater per statement cycle

Other Fees that may be incurred:

  • $29.00 Overdraft item fee
  • $29.00 Returned item fee
  • $25.00 Stop payment per request

¹No ATM fees at Bank7 or Allpoint® Network ATMs. Foreign ATM fees may apply.
²Deposit limits may apply. Carrier message and data rates may apply.
³Based upon Tax ID Number of account owner.
For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.

Product Comparisons Choice Checking Interest Checking Money Market
Minimum Balance to Open Account  $100 $1,000  $10,000
Minimum Balance to Earn Interest  N/A $5,000 $10,000
Unlimited Check Writing Yes Yes No
Monthly Maintenance Fee Yes Yes Yes
Maintenance Fee Waiver Option Yes Yes Yes

Interest Checking

Earning interest while maintaining the minimum daily balance required is easy with our Interest Checking.

  • $1,000 deposit to open account
  • Tiered interest rates compounded and paid monthly on minimum daily balance of $5,000¹
  • Unlimited check writing
  • Visa® Debit Card²
  • Online Banking and unlimited Bill Pay
  • Mobile Banking with Mobile Deposit³
  • Check and deposit images returned in statement
  • $15 monthly maintenance fee

Do just one of the following, and we’ll waive the $15 monthly maintenance fee on your Interest Checking account:

  • Maintain at least a $5,000 average balance in account per statement cycle
  • Maintain other existing consumer account relationships⁴ with average balances of $25,000 or greater per statement cycle

Other Fees that may be incurred:

  • $29.00 Overdraft item fee
  • $29.00 Returned item fee
  • $25.00 Stop payment per request

¹APY (Annual Percentage Yield). Fees may reduce earnings. Rates may change after account opening.
²No ATM fees at Bank7 or Allpoint® Network ATMs. Foreign ATM fees may apply.
³Deposit limits may apply. Carrier message and data rates may apply.
⁴Based upon Tax ID Number of account owner.
For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.

Balance Tier %APY¹ Rate
$5,000.00 – $99,999.99  Call for APY
$100,000.00 – $249,999.99 Call for APY
$250,000.00 and above Call for APY
Product Comparisons Choice Checking Interest Checking Money Market
Minimum Balance to Open Account  $100 $1,000  $10,000
Minimum Balance to Earn Interest  N/A $5,000 $10,000
Unlimited Check Writing Yes Yes No
Monthly Maintenance Fee Yes Yes Yes
Maintenance Fee Waiver Option Yes Yes Yes

Money Market

Max your earnings with our flagship deposit account and still maintain the ability to have access to your funds.

  • $10,000 deposit to open account
  • Tiered interest rates compounded and paid monthly on minimum daily balance of $10,000¹
  • Visa® Debit Card²
  • Online Banking and Bill Pay
  • Mobile Banking with Mobile Deposit³
  • Check and deposit images returned in statement
  • Total of six checks, debit card transactions, transfers (online, mobile, or telephone), preauthorized or automatic withdrawals allowed per month
      – $3 fee per withdrawal after six per month⁴
  • No charge for withdrawals made in person or at an ATM
  • Maintain a $10,000 average monthly statement balance, or a $15 monthly maintenance fee applies

Other Fees that may be incurred:

  • $29.00 Overdraft item fee
  • $29.00 Returned item fee
  • $25.00 Stop payment per request

¹APY (Annual Percentage Yield). Fees on this account may reduce earnings. Rates may change after account opening.
²No ATM fees at Bank7 or Allpoint® Network ATMs. Foreign ATM fees may apply.
³Deposit limits may apply. Carrier message and data rates may apply.
⁴Debit transactions on Money Market Accounts are limited by bank policy. Telephone, third-party (drafts), and preauthorized transfers are limited to six per month. Preauthorized transfers include, but are not limited to, transfers processed through Online and Mobile Banking. If withdrawal or transfer limits are exceeded, the account type may be changed or account may be closed.
For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.

Balance Tier %APY¹ Rate
$10,000.00 – $99,999.99   Call for APY
$100,000.00 – $249,999.99 Call for APY
$250,000.00 and above Call for APY
Product Comparisons Choice Checking Interest Checking Money Market
Minimum Balance to Open Account  $100 $1,000  $10,000
Minimum Balance to Earn Interest  N/A $5,000 $10,000
Unlimited Check Writing Yes Yes No
Monthly Maintenance Fee Yes Yes Yes
Maintenance Fee Waiver Option Yes Yes Yes

REORDER CHECKS ONLINE

(for consumer accounts only)

Please login to your online banking for check ordering.  Once logged in, select the account you need to order checks for and click the “Order Checks” button.

Bank7 Online Education Center

View online banking demos, learn about how to prevent identity theft, get the details on Intrafi® Deposit Insurance.

Calculate Your FDIC Coverage

Want to calculate your FDIC insurance coverage on your deposit accounts?

Find one of our over 55,000 ATMs

Bank7 is part of the largest surcharge-free ATM Network! Over 55,000 ATM's worldwide!