Home Loans

We offer a wide range of home loans suited for all types of borrowers

Conventional, Jumbo, FHA and more, we have the mortgage expertise to guide you toward the proper loan for your new or existing home. Get with a mortgage specialist today for a free consultation or fill out our secure pre-qualification application online.

  • Conventional Home Loans
    Ideal for borrows with good or excellent credit
    • Purchase or Refinance
    • Down payment can be derived from gift funds
    • Primary Residence or Investment Properties
    • Maximum loan amount is $424,100 to qualified borrowers
  • USDA - Rural Development Loan
    Buyers interested in purchasing in rural areas as determined by the USDA
    • Purchase or Refinance a Primary Residence
    • Home must be listed in an eligible Rural Development area
    • Low to moderate income requirements
    • Minimal out of pocket closing costs
  • Jumbo Loans
    Loan amounts over $424,100 up to $2,500,000.
    • Purchase or Refinance
    • Loan amounts over $424,100 up to $2,500,000
    • Fixed or adjustable rates available
  • FHA Home Loans
    Great for first time home buyers
    • Purchase or Refinance a Primary Residence
    • Down payment can come from gift funds
    • Seller can contribute up to 6% for closing cost and pre-paid cost
    • Less than perfect credit can be used to qualify
  • Veteran Administration Loans
    Active, retired, and spouses of military personnel may qualify
    • Purchase or Refinance a Primary Residence
    • Current or previously active military members or spouses may be eligible
    • First time VA benefit users and previously used benefits may be eligible
  • Conventional Home Loans
    Ideal for borrows with good or excellent credit
    • Purchase or Refinance
    • Down payment can be derived from gift funds
    • Primary Residence or Investment Properties
    • Maximum loan amount is $424,100 to qualified borrowers
  • FHA Home Loans
    Great for first time home buyers
    • Purchase or Refinance a Primary Residence
    • Down payment can come from gift funds
    • Seller can contribute up to 6% for closing cost and pre-paid cost
    • Less than perfect credit can be used to qualify
  • USDA - Rural Development Loan
    Buyers interested in purchasing in rural areas as determined by the USDA
    • Purchase or Refinance a Primary Residence
    • Home must be listed in an eligible Rural Development area
    • Low to moderate income requirements
    • Minimal out of pocket closing costs
  • Veteran Administration Loans
    Active, retired, and spouses of military personnel may qualify
    • Purchase or Refinance a Primary Residence
    • Current or previously active military members or spouses may be eligible
    • First time VA benefit users and previously used benefits may be eligible
  • Jumbo Loans
    Loan amounts over $424,100 up to $2,500,000.
    • Purchase or Refinance
    • Loan amounts over $424,100 up to $2,500,000
    • Fixed or adjustable rates available

Pre-qualification Application for ALL home loan products

Fill out our secure pre-qualification application FOR ANY of our home loan products or sign up for a free consultation.

Conventional Home Loans

The most common of home loans.  For borrowers with good or excellent credit.

  • Purchase or refinance
  • Down payment can come from gift funds
  • Primary Residence or Investment Properties
  • Maximum Loan Amount $424,100

Flexible terms available.
For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.

FHA Home Loans

Great for first time home buyers.

  • Purchase or refinance a primary residence
  • Down payment can come from gift funds
  • Seller can contribute up to 6% for Closing cost and Pre-Paid Cost
  • Less than perfect credit can be used to qualify
  • Maximum loan limit $275,665 (single family homes in OK.  KS and TX vary by county)

Flexible terms available.
For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.

USDA - Rural Development Loans

Buyers interested in purchasing in rural areas as determined by the USDA

  • Purchase or refinance a primary residence
  • Home must be listed in an eligible Rural Development area
  • Low to moderate income requirements
  • Minimal out of pocket closing costs

Flexible terms available.
For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.

Veteran administration loans (VA)

Active, retired, and spouses of military personnel may qualify.

  • Purchase or refinance a primary residence
  • Currently or previously active military members or spouses may be eligible
  • First time VA benefit users and previously used benefits may be eligible
  • No monthly mortgage insurance payments required
  • Loan amounts over $424,100 allowable to qualified borrowers

Flexible terms available.
For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.

Jumbo Home Loans

Loan amounts over $424,100

  • Purchase or refinance
  • Loan amounts over $424,100 up to $2,500,000
  • Fixed and adjustable rates available

Flexible terms available.
For a complete disclosure of all current rates, fees, terms and conditions, please contact a Bank7 Customer Service Representative.

Home Loans

Pre-qualification Application for ALL home loan products

Fill out our secure pre-qualification application FOR ANY of our home loan products or sign up for a free consultation.

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